| Sample
3 Bureau Credit Report |
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Understand your entire credit
history with your complete credit files from all 3 credit
bureaus.
And, get a free score! |
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| Prepared for: JOHN CONSUMER |
Report Date: 9/26/2003 |
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| Account History |
| This section contains specific
information on each account you've opened in the
past. Positive information about your accounts
remains on your report indefinitely. |
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| BANANA REPUBLIC |
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EXPERIAN
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EQUIFAX
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TRANSUNION
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| Account Name: |
BANANA REPUBLIC |
BANANA REPUBLIC |
BANANA REPUBLIC |
| Account Number: |
1212 1212 1212 XXXX |
We did not find information for
this account. |
1212XXXX |
| Acct Type: |
Revolving or Option |
|
Revolving account |
| Acct Status: |
Open |
|
Open |
| Monthly Payment: |
$0.00 |
|
$0.00 |
| Date Open: |
6/1/2001 |
|
6/1/2001 |
| Balance: |
$0.00 |
|
$0.00 |
| Terms: |
N/A |
|
N/A |
| High Balance: |
$1,400.00 |
|
$1,400.00 |
| Limit: |
$5,900.00 |
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| Past Due: |
$0.00 |
|
$0.00 |
| Payment Status: |
Pays account as agreed |
|
Paid or paying as agreed |
| Comments: |
CHARGE
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|
N/A |
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| 24-Month Payment History |
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|
| Date: |
| Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
| 00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
02 |
| ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
| ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
| ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
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| |
| Experian: |
| Equifax: |
| TransUnion: |
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| MCCBG/OLD NAVY |
 |
EXPERIAN
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EQUIFAX
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TRANSUNION
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| Account Name: |
MCCBG/OLD NAVY |
MCCBG/OLD NAVY |
MCCBG/OLD NAVY |
| Account Number: |
1313 1313 1313 XXXX |
1313 1313 1313 XXXX |
1313XXXX |
| Acct Type: |
Revolving Charge Account |
Revolving or Option |
Revolving account |
| Acct Status: |
Open |
Open |
Open |
| Monthly Payment: |
$0.00 |
$0.00 |
$0.00 |
| Date Open: |
12/1/2000 |
12/1/2000 |
12/1/2000 |
| Balance: |
$0.00 |
$0.00 |
$0.00 |
| Terms: |
Revolving |
N/A |
N/A |
| High Balance: |
$19.00 |
$900.00 |
$19.00 |
| Limit: |
$900.00 |
N/A |
$900.00 |
| Past Due: |
$0.00 |
$0.00 |
$0.00 |
| Payment Status: |
Current |
Pays account as agreed |
Paid or paying as agreed |
| Comments: |
N/A
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CHARGE
|
N/A
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| 24-Month Payment History |
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|
| Date: |
| Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
| 00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
02 |
| OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
| OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
| OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
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| |
| Experian: |
| Equifax: |
| TransUnion: |
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| MBNA AMERICA |
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EXPERIAN
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EQUIFAX
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TRANSUNION
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| Account Name: |
MBNA AMERICA |
MBNA AMERICA |
MBNA AMERICA |
| Account Number: |
1414 1414 1414 XXXX |
1414 1414 1414 XXXX |
1414XXXX |
| Acct Type: |
Credit Card - Revolving Terms |
Revolving or Option |
Revolving account |
| Acct Status: |
Open |
Open |
Open |
| Monthly Payment: |
$0.00 |
$0.00 |
$0.00 |
| Date Open: |
1/1/2000 |
1/1/2000 |
1/1/2000 |
| Balance: |
$0.00 |
$0.00 |
$0.00 |
| Terms: |
Revolving |
N/A |
N/A |
| High Balance: |
N/A |
$0.00 |
$0.00 |
| Limit: |
$4,000 |
$4,000 |
$4,000 |
| Past Due: |
$0.00 |
$0.00 |
$0.00 |
| Payment Status: |
Current |
Pays account as agreed |
Paid or paying as agreed |
| Comments: |
N/A
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CREDIT CARD
|
N/A
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| 24-Month Payment History |
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|
| Date: |
| Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
| 00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
02 |
| ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
OK |
OK |
OK |
OK |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
| OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
| ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
OK |
OK |
OK |
OK |
OK |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
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| |
| Experian: |
| Equifax: |
| TransUnion: |
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| WFN VICTORIA'#39;S
SECRE |
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EXPERIAN
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EQUIFAX
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TRANSUNION
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| Account Name: |
WFN VICTORIA'#39;S SECRET |
WFN VICTORIA'#39;S SECREt |
WFN VICTORIA'#39;S SECRET |
| Account Number: |
1515 1515 1515 XXXX |
1515 1515 1515 XXXX |
1515XXXX |
| Acct Type: |
Revolving Charge Account |
Revolving or Option |
Revolving account |
| Acct Status: |
Open |
Open |
Open |
| Monthly Payment: |
$0.00 |
$0.00 |
$0.00 |
| Date Open: |
3/1/1999 |
3/1/1999 |
3/1/1999 |
| Balance: |
$0.00 |
$0.00 |
$0.00 |
| Terms: |
Revolving |
N/A |
N/A |
| High Balance: |
$20.00 |
$1,000.00 |
$0.00 |
| Limit: |
$1,000.00 |
N/A |
$1,000.00 |
| Past Due: |
$0.00 |
$0.00 |
$0.00 |
| Payment Status: |
Current |
Too new to rate |
Unrated or bankruptcy |
| Comments: |
N/A
|
CHARGE |
N/A |
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| 24-Month Payment History |
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|
| Date: |
| Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
| 00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
02 |
| ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
| ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
OK |
OK |
OK |
OK |
OK |
OK |
ND |
ND |
| ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
ND |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
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| Experian: |
| Equifax: |
| TransUnion: |
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Legend |
| OK |
Current |
90 |
90 Days Late |
| ND |
No Data Provided* |
120 |
120 Days Late |
| 30 |
30 Days Late |
KD |
Key Derogatory** |
| 60 |
60 Days Late |
RF |
Repossession or Foreclosure |
| |
PP |
Payment Plan |
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*Sometimes the credit bureaus do not have information from a particular month on file.
** For additional information on Key Derogatory, please see your Credit Report Guide.
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