Credit Survey - Determine Your Credit Risk

Just answer the ten questions below, and our Credit Survey will estimate your credit risk. Scores will range from 1 to 5 stars, on the following scale:

When did you get your first credit card or bank loan? More than 10 years Within the past 5-10 years Within the past 1-5 years Within the past year Don't have any yet When did you get your most recent credit card or bank loan? More than 10 years Within the past 5-10 years Within the past 1-5 years Within the past year Don't have any yet In the past 6 months, how many credit cards or loans have you applied for? None 1 2-3 4 or more How much of the credit limits on your credit cards do you carry as a balance? Less than 50% Between 50-75% Between 75-100% 100% ("maxed out") Don't have a credit card In the past 2 years, how many times have you paid 1 month late? None 1-2 3-5 More than 5 In the past 2 years, how many times have you paid 2 months late? None 1-2 3-5 More than 5 In the past 2 years, how many times have you paid 3 months late? None 1-2 3-5 More than 5 In the past 2 years, how many monetary judgments and/or tax liens have been filed against you? None 1-2 3-5 More than 5 In the past 2 years, how many of your accounts have been sent to collections? None 1-2 3-5 More than 5 Have you filed for bankruptcy? Never More than 10 years ago 3-10 years ago Within the past 3 years

Of course, the ratings from this Credit Survey do not guarantee credit approval or rejection by a financial institution. The Credit Survey is only an educational resource to help you assess your credit based on information you provide. Credit grantors all employ their own methods and standards to make lending decisions. The Credit Survey is based solely on information provided by you, and does not include or predict the information actually contained in your credit report.